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Cost Of Attendance

Manipulating the Real Cost of Attendance

  College Cost of Attendance « Learn more about paying for college What if department stores manipulated their pricing systems so that when you checked out, the cost was a complete surprise? Or let’s say you took on a mortgage to buy a house, but at closing the cost was $100,000 lower? It would be hard to budget, hard to compare prices, and hard to plan your life.  Believe it or not, that’s exactly what is happening right now in our college and university system.…

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The Real Cost of 2 Extra Years of College

What is the Real Cost of 2 Extra Years of College? If you have started the college search process, chances are you have probably wondered what percentage of students graduate in four years. Although these statistics could explain how effectively universities help their students complete their degrees, admissions offices will only provide you with the number of students completing their degrees in 6 years! For any family budgeting for a 4-year degree, an extra two years of college could be…

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High EFC

How Families with High EFC and No Savings Can Reduce College Costs

Sometimes, despite the best of intentions and careful planning, a family finds itself staring down unexpected college expenses. After completing the Free Application for Federal Student Aid (FAFSA), families are provided with an estimated family contribution or EFC. And sometimes, that number far outweighs anything a family has saved toward college costs. And even worse, though their students may meet the requirements for admittance, they don’t meet the requirements for obtaining a sizable merit scholarship. While it can certainly be…

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Nextgen Student Loans

NextGen: New Help on the Way for Student Borrowers

Next Generation Financial Services It’s no secret that students spend a lot of time dealing with student loans. In fact, U.S. residents carried more than $1.5 trillion in student loan debt as of September 2018, according to the Federal Reserve. Students often juggle multiple loans issued through different loan servicers and with varying repayment terms. Repayment issues aren’t uncommon. The delinquent rate on student loans was greater than 10% in 2017. But help may be on the way with the roll-out of the U.S.…

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Education Budget

Help Your College Students Manage Their Budget

Chances are good you’re not living like a college student anymore. So it’s likely that your children aren’t used to living like one either. One of the roles parents take on when helping teenagers transition academically from high school to college is also helping them transition financially. It’s a time of tremendous growth for everyone, and with growth often comes growing pains. But there are ways to help kids avoid breaking their budget. Here are some helpful budgeting tips for…

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College For Free Freshman Year For Free

Freshman Year of College for Free?

College for Free? As any family can attest, it takes a lot of time, effort, and attention to detail in order to successfully navigate the college admissions and student loan applications processes. So it’s easy to overlook valuable programs and resources that can really help families meet their overall college costs by actually making freshman year of college free! Learn and Earn While most  families know about Advanced Placement or AP courses and exams, there’s another often forgotten avenue to…

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The Peace Corps Can Help Reduce College Costs

  Does Peace Corps Pay for College? Who wouldn't love a chance to work a job that pays off student loans? The Peace Corps offers federal loan forgiveness, plus a whole world of other benefits. Graduating with a mountain of debt has become a tradition in our country. Thanks in part to easy access to low-interest college loans over the past 25 years, we've become a nation of debtors. But for anyone who took out loans under the William D. Ford Federal…

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OER: Cutting College Costs By Nixing Textbooks

A full 65 percent of students have gone without buying a college textbook due to its high cost, according to a U.S. PIRG Education Fund study released in 2014. But what if no teachers required students to buy any books for their classes, and students could access all the materials they needed online for free? That’s the idea behind Open Educational Resources (OER). What is Open Educational Resources? Companies like Lumen Learning in Portland, OR, are helping schools to replace expensive textbooks with OER. To…

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Grandma’s Help Paying for College Could Cost You!

It’s only natural for family members to want to help to alleviate the financial burden of paying for college. Conventional wisdom dictates that every little bit helps. However, when it comes to paying for college and applying for financial aid, conventional wisdom does not always win the day. Here's some advice to navigate high income families paying for college.  « Learn more about paying for college How High Income Families Paying for College Can Actually Hurt I’m sure it feels contradictory…

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Open Educational Resources (OER) vs. Expensive Textbooks

« Learn more about paying for college The formula was simple: a teacher teaches, a student learns, and textbooks are the bridge that connect the two. If you needed more specialized information on a specific subject than an encyclopedia could offer, a textbook was likely the only place you could find it. Then came the internet. With very nearly all of humanity’s accumulated knowledge available at the push of a button, the question becomes – why do we need textbooks?…

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