Sometimes, despite the best of intentions and careful planning, a family finds itself staring down unexpected college expenses. After completing the Free Application for Federal Student Aid (FAFSA), families are provided with an estimated family contribution or EFC. And sometimes, that number far outweighs anything a family has saved toward college costs. And even worse, though their students may meet the requirements for admittance, they don’t meet the requirements for obtaining a sizable merit scholarship. While it can certainly be…
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