Manipulating The Real Cost Of Attendance

Manipulating the Real Cost of Attendance

What if department stores manipulated their pricing systems so that when you checked out, the cost was a complete surprise? Or let’s say you took on a mortgage to buy a house, but at closing the cost was $100,000 lower? It would be hard to budget, hard to compare prices, and hard to plan your life.  Believe it or not, that’s exactly what is happening right now in our college and university system.  The price of going to college, or the Cost of Attendance (COA), is all but…

Read More
Campus Visits On A Tight Budget

Campus Visits on a Tight Budget

Helping your student choose the right college is one of the most important decisions you will make during the college search process. It is a decision that requires significant research and, in many cases, information that can only be gathered by visiting campus. Experiencing residence life, meeting with professors, or sitting in on a class could likely provide invaluable information that could influence your decision, which is why campus visits are essential. With spring break right around the corner, many…

Read More
The Real Cost Of 2 Extra Years Of College

The Real Cost of 2 Extra Years of College

What is the Real Cost of 2 Extra Years of College? If you have started the college search process, chances are you have probably wondered what percentage of students graduate in four years. Although these statistics could explain how effectively universities help their students complete their degrees, admissions offices will only provide you with the number of students completing their degrees in 6 years! For any family budgeting for a 4-year degree, an extra two years of college could be…

Read More
How Families With High EFC And No Savings Can Reduce College Costs

How Families with High EFC and No Savings Can Reduce College Costs

Sometimes, despite the best of intentions and careful planning, a family finds itself staring down unexpected college expenses. After completing the Free Application for Federal Student Aid (FAFSA), families are provided with an estimated family contribution or EFC. And sometimes, that number far outweighs anything a family has saved toward college costs. And even worse, though their students may meet the requirements for admittance, they don’t meet the requirements for obtaining a sizable merit scholarship. While it can certainly be…

Read More
NextGen: New Help On The Way For Student Borrowers

NextGen: New Help on the Way for Student Borrowers

It’s no secret that students spend a lot of time dealing with student loans. In fact, U.S. residents carried more than $1.5 trillion in student loan debt as of September 2018, according to the Federal Reserve. Students often juggle multiple loans issued through different loan servicers and with varying repayment terms. Repayment issues aren’t uncommon. The delinquent rate on student loans was greater than 10% in 2017. But help may be on the way with the roll-out of the U.S. Department of Education’s new…

Read More
Having Problems With Your Student Loan Servicing Company?

Having Problems With Your Student Loan Servicing Company?

A lot of students will be entering a student loan forgiveness program in the not too distant future. Some parents have also taken Parent Plus Loans with a plan to pay it back under the Income Contingent Repayment Program. Unfortunately, many will also encounter difficulties with their student loan servicing company. Here are some important resources that you may want to keep on file. Where to Go for Help Realizing that you’re having trouble with a federal student loan can…

Read More
Help Your College Students Manage Their Budget

Help Your College Students Manage Their Budget

Chances are good you’re not living like a college student anymore. So it’s likely that your children aren’t used to living like one either. One of the roles parents take on when helping teenagers transition academically from high school to college is also helping them transition financially. It’s a time of tremendous growth for everyone, and with growth often comes growing pains. But there are ways to help kids avoid breaking their budget. Have a Heart to Heart, Often Sending…

Read More
Parents And The “Soft Launch” To College

Parents and the “Soft Launch” to College

Things Parents Know Generally speaking, adolescents are shortsighted, focused on the immediate present rather than the future (that could be weeks or months away!), unwilling or unable to plan ahead, and are challenged to see the long-term consequences of their actions and choices. The Research Says it is Normal The maturation process - including development of the prefrontal cortex paired with hormonal changes - is influenced by a variety of external factors such as parent education, socioeconomic status, environmental conditions,…

Read More
Community College: Is It Right For You?

Community College: Is It Right for You?

Community college or four-year college? The idea of attending a four-year college sounds awesome, doesn’t it? You get to do your thing whenever you want. You are on your own. You are making your own way. But let’s face it, a four-year college is not for everyone. Community college often is the right choice for a student, whether it is a short-term choice, a path to an associates or two-year degree, or part of a more affordable financial plan. Why…

Read More
Make Social Media Work For You!

Make Social Media Work for You!

There are many tips and articles on what you should not post on social media and the Internet, but let’s consider some ways that social media can be used in a positive way. LinkedIn LinkedIn is not only for your parents. This social media tool is an excellent way for you to promote yourself. More and more students are using this site to share their work experience, their successes, and resources as well as finding a job. Start connecting with…

Read More