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How Illinois Families Can Benefit From Higher Education Reform

How Illinois Families Can Benefit From Higher Education Reform

There is little debate that an educated society is to the benefit of all its members. While this is a fairly easy concept to get behind, the reality of higher education in America is that the betterment of society is not its only function; higher education is also a business. It is the culmination of these competing functions that have led to the student loan crisis we find ourselves in today. But what is there to do? The high price…

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Update On Federal Student And Parent Loans

Update on Federal Student and Parent Loans

After what will likely go down as one of the more colorful campaign seasons; America has finally made its choice and the Federal government is on the eve of a substantial regime change. Under President Obama, federal student loan programs saw massive reform. Now that the White House is set to be under new management, it's only natural to wonder which of these reforms will remain, be adjusted, or discarded altogether. While the President-Elect has mentioned proposed changes here and…

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The Real Cost Of 2 Extra Years Of College

The Real Cost of 2 Extra Years of College

  It can be tempting to believe that after the FAFSA is filed, the credit-hours are allocated and the tuition payment is sent, that the financial aspect of the college experience is on hold until next semester. However, the classes your student selects, and of course how well they do in them, can have farther reaching ramifications than you might think. It’s common knowledge that more time in college means more money coming out of pocket; what’s less conspicuous, it…

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Get An MBA For 1/3 The Normal Price

Get an MBA for 1/3 the Normal Price

  It's not only undergrads that graduate with a mountain of debt. MBA students may have it even worse when it comes to steep prices for an education. That may all be about to change, thanks to the University of Illinois and MOOCs. One of the great advantages of Massive Open Online Courses (MOOC’s) is that they release students from the traditional shackles of having to show up at a certain time and a certain place for class. Now, even MBA students can take advantage…

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OER: Cutting College Costs By Nixing Textbooks

OER: Cutting College Costs By Nixing Textbooks

A full 65 percent of students have gone without buying a college textbook due to its high cost, according to a U.S. PIRG Education Fund study released in 2014. But what if no teachers required students to buy any books for their classes, and students could access all the materials they needed online for free? That’s the idea behind Open Educational Resources (OER). Companies like Lumen Learning in Portland, OR, are helping schools to replace expensive textbooks with OER. To date, Lumen is working with…

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Student Loans: Why Parents Shouldn’t Worry

Student Loans: Why Parents Shouldn’t Worry

While nobody likes debt, student loans may not be the crucible you’re expecting. Further exacerbating the issue is talk of the Student Loan Crisis currently gripping America. To understand why student loans may not be the worry you think they are, let’s explore what the current loan crisis actually is. Student Loan Crisis! The abridged version: The price of college is soaring, to compensate for this more and more families must take out exorbitant loans saddling them with mountains of debt. To make…

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Grandma’s Help Paying For College Could Cost You!

Grandma’s Help Paying for College Could Cost You!

  It’s only natural for family members who are fortunate enough to do so to want to help to alleviate the financial burden of paying for college. Conventional wisdom dictates that every little bit helps. However, when it comes to paying for college and applying for financial aid, conventional wisdom does not always win the day. How Help Paying for College Could Actually Hurt I’m sure it feels contradictory to hear that having more money could actually be a detriment…

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Open Educational Resources (OER) Vs. Expensive Textbooks

Open Educational Resources (OER) vs. Expensive Textbooks

The formula was simple: a teacher teaches, a student learns, textbooks are the bridge that connect the two. If you needed specialized information on a specific subject, more in depth than could be provided by an encyclopedia, a textbook was likely the only place you could find it. Then came the internet. With very nearly all of humanity’s accumulated knowledge available at the push of a button, the question becomes – why do we need textbooks? This question becomes especially provocative when faced with the…

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Competency-Based Education: Will It Reduce Costs?

Competency-Based Education: Will it Reduce Costs?

President Obama wants more people to graduate from college.  In a speech to graduating high school students in D.C., he explained why: "...our country used to have the world’s highest proportion of young people with a college degree; we now rank 16th. I don’t like being 16th. I like being number one." -President Barak Obama That was five years ago, at his Back-to- School speech at Benjamin Banneker High School in Washington.  Although the President urged young people to turn off the TV and study hard, the real crux…

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College And The Hidden Cost Of Attendance

College and the Hidden Cost of Attendance

It’s no secret that paying for college is expensive. The high price tags of tuition and housing have become an expected part of higher education. The numerous hidden expenses that go into your cost of attendance that you and your child will need to be prepared for are far less well known. Paying for College Before You’ve Even Chosen Your School By the time you get the first bill from your child’s college, it is entirely possible that you will have already spent…

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