Do This Before You are Off to College!

  You've picked a college?   Now what?  Are you done, just waiting until move-in day?  NO!  There's still a lot to do to get a great start off to college as a college freshman.  Here are some tips on what to do next: ASAP You've probably sent in your enrollment deposit already--most people did that by May 1. This is the first step, required well before you're off to college.  Be sure that you submitted the deposit for enrollment,…

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Beware Senioritis

Senioritis--Why Avoid It? We often joke about Senioritis.  Technically it means the pain of being a Senior but for most, it’s not exactly painful. It’s that time when students are so close to finishing up and want to coast their way to the finish line. After all, there is so much going on with prom, upcoming graduation parties, the taste of their new college life and that impending freedom from parents.  Students have worked so hard and just want a…

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College Visits 101

High school juniors are deep into college visits right now.  Summer break will see those college visits increase by leaps and bounds.  If you are starting now to explore colleges, you have just a few months to learn a lot about your colleges.  Make the most of those visits by following these suggestions. Get an Idea of What You Are Looking For Obviously, one of the reasons you are visiting colleges is to learn what matches you, but you want…

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Can Parent Plus Loan Forgiveness Rescue Some Families From A Lifetime Of Debt?

Can Parent Plus Loan Forgiveness Rescue Some Families from a Lifetime of Debt?

Unbeknownst to many who are struggling to pay for college, the current loopholes in the Parent Plus Loan rules allow some families to receive full forgiveness on a boat load of college debt.   It’s not a viable strategy for everyone, it’s not a recommendation by any means, and there is quite a bit of controversy surrounding it, but there is a way to banish the bills from your Parent Plus Loan for good. But should you? Parent Plus Loans…

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Before May 1st College Decision

Before May 1st College Decision

May 1, the widely known "College Decision" Deadline, is looming.  If you haven't yet decided, we have listed below some questions to consider before saying "Yes". Social Fit Questions May I talk with a current student from my part of the state/country so I can get a student's perspective? What do students do on the weekends?  Are parties the primary form of entertainment?  Does the college provide lots of speakers, films, concerts (big and small), outdoor activities, indoor activities, that appeal to…

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Uncertainty Looms Over the Student Loan Forgiveness Program

Federal student loan borrowers who had believed they qualified for loan forgiveness under a particular federal income-driven repayment (IDR) program are suddenly facing a financially shaky future. The spotlight’s on the Public Service Loan Forgiveness Program due in part to a lawsuit filed by four participants: they fulfilled employment and loan repayment requirements and made employment decisions based on eventual student loan relief only to have those qualifications later reversed. What is the Public Service Loan Forgiveness Program (PSLF)? In…

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The Flip Side Of Your College Decision

The Flip Side of Your College Decision

So, you've finally made your college decision -- where you will spend your next few years. Tough College Decision How difficult that decision can be! If the choice was not made crystal clear by your own love for one school over the other, or for a significantly better financial offer, you may be feeling a bit sad about having to choose the “better” of two or more great options. Doesn’t it remind you of the Robert Frost poem, The Road Not Taken? Two roads…

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Your Final College Decision

Congratulations! You are about to make your final college decision, and about where you will spend the next 4 to 5 years of your life.  Yes, it is an important decision because if you change your mind, it will likely cost you valuable time and money. So now, it is all about how to compare your choices. Compare College Value This is a good time to compare the value of each college. Not every college can be evaluated on its “face…

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Celebrating Quietude

Celebrating Quietude

I’ve been reading Susan Cain lately.  She’s the author of "Not Leadership Material"  in the New York Times, and she’s become known as a cheerleader for quiet people, the introverts, and those who are often unnoticed. Cain says that our society has outwardly rewarded and valued those who are the opposite of quiet, the extroverts, the noisy ones, those who talk first in a group, those who are often viewed as “the leaders”. I recommend her book, Quiet: The Power of…

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Little Financial Aid From Midwest Universities Going To Illinois Students!

Little Financial Aid from Midwest Universities going to Illinois Students!

College education costs sure aren’t what they used to be. In the past 40 years, there has been a 1,120 percent increase in tuition and associated fees for higher education which, as Bloomberg points out, is more than four times the rate of other basic consumer interests like food and medical expenses. And since those costs don’t seem to be backing down any time soon, many students and their parents are feeling the financial crunch. And the only option for some families to…

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